With life, we acquire a lot of valuable assets. For many assets, it’s in our best interest to get insurance on them. Just ask J.Lo’s legs. In the case of non-celebrities, the most valuable asset we own is our home. So, while we are always looking for ways to save a few dollars, it shouldn’t be at the expense of our most valuable possession. 


If you are considering bundling your insurance, make sure you do your research. You don’t want to skimp out on homeowners insurance, especially when it might come in handy. 

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Why Consider Bundling Insurance?

For those new to the insurance market, they might be unaware of the savings they could be cashing in on. Much like you can bundle your TV package with internet and a landline, you can also bundle your insurance.    Bundling is when an insurance provider offers you a discount for covering multiple assets under their policies. This is done on their behalf to create a sense of customer loyalty.    For the most part, bundling works out great for people with multiple assets. In most cases, homeowners will bundle their auto and home insurance under the same umbrella. However, there are other assets that qualify for a bundle discount.  




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These assets include:


  • Motorcycles
  • Recreational Vehicles
  • Trailers
  • Life Insurance
  • Boats
  • Condo Insurance
  • Renters Insurance


While bundling sounds like a great way to save, make sure you aren’t skimping out on homeowners insurance that you might need. Here is when and why it is worth paying more for homeowners insurance even when you’re bundling.

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You Live in a Flood Zone

The severity of our weather patterns is expected to get worse as time goes on. As sea levels continue to rise due to the melting polar caps, flooding is going to become more commonplace.   When this happens, you want to make sure you have the best homeowners insurance policy. When you pay more for coverage, you might get afforded temporary housing in the times of a natural disaster. 




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You Have a Lot of Valuables

What’s great about homeowners insurance is that a majority of policies don’t just cover the outside or structure. They also cover your valuables inside. 


If you bundle your policies, you might miss out on claiming the loss or damage of property inside of your home. Make sure your insurance plan allows compensation for a burglary or a kickback for items lost in a fire or flood. 

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You Live in Areas Prone to Natural Disasters

While flooding may not be another concern, there are other areas that are hit with harsh weather each year. For instance, those in the Midwest are accustomed to tornadoes touching the ground and destroying their property.


Meanwhile, California residents have seen their homes go up in flames due to wildfires. It’s hard to tell if these tragedies are ever going to happen to your loved ones. That’s why you need to take extra precaution and get the best homeowners insurance for your house.